Drone Insurance

1. Hull Insurance (Physical Damage)

• Covers repair or replacement costs if your drone is:

• Damaged in a crash

• Destroyed during operation

• Lost due to covered perils

• This applies to the drone body, attached cameras, and sometimes payload equipment (subject to policy terms).

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2. Third-Party Liability Insurance

One of the most important components of drone insurance  are:

• Bodily injury to third parties

• Property damage caused by your drone

• Legal defense costs (where applicable)

• For commercial operators such as aerial photographers, construction surveyors, and videographers, liability coverage is critical.

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3. Optional Extensions

• Depending on the insurer, coverage may be extended to include:

• War and allied perils

• Terrorism

• Malicious damage

• Worldwide coverage (if operating abroad)