Drone Insurance - is it needed in the Philippines?
Drone Insurance, protects your drone, your business, and your potential liabilities while flying your drone anywhere in the Philippines.
Whether you fly a drone for aerial photography, surveying, inspections, agriculture, mapping, or recreation, drone insurance helps protect you from costly accidents and unexpected claims.
If your drone operation requires registration with the Civil Aviation Authority of the Philippines (CAAP), you may also need to submit proof of insurance, depending on the type of operation.
Is Drone Insurance Required in the Philippines?
For most recreational Remotely Piloted Aircraft (RPA) or drone users, insurance is generally not mandatory.
However, commercial drone operations may require insurance when registering your drone. The exact requirement depends on the nature of your operation.
Even when insurance is not required, it is strongly recommended because drone accidents can result in expensive property damage or liability claims.
Drone Registration in the Philippines
If you are a recreational drone user, registering your drone is generally not mandatory, unless your drone is more than 7kg in weight.
For commercial drone operations, the unit must be registered with the Civil Aviation Authority of the Philippines (CAAP).
Even when insurance is not required, it is strongly recommended because drone accidents can result in expensive property damage or liability claims.
Useful links:
What are the requirements for CAAP drone registration?
If your drone must be registered with the Civil Aviation Authority of the Philippines (CAAP), prepare the following:
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Letter of Intent addressed to CAAP
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Completed and notarized CAAP Application Form
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Proof of ownership, such as:
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Official Sales Invoice or Receipt
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Deed of Sale (if purchased from another owner)
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Affidavit of Ownership (if required)
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Copy of the approved RPA Registration Mark reservation issued by CAAP
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Colored photos of the drone, showing:
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Registration marking
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Model
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Serial number
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Payment of the CAAP registration fee
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Secretary's Certificate (for corporations only), authorizing the representative who will process the application
How Much Does Drone Insurance Cost?
There is no fixed premium.
The cost depends on various factors including:
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Drone model
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Declared value
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Intended use
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Required third party liability limit
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Coverage selected
To know how much is the insurance for your drone, you may request for a quote.
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